I provide for our family by myself as my husband has mental and physical limitations and is unable to work. Even with my husband's medical bills we have been able to squeak by. My teenage son has recently been diagnosed with cancer and I honestly don't know what I am going to do about the medical bills. I have been paying the insurance premiums myself as my employer no longer offers me health insurance or any other benefits. My husband's premium is fairly high due to his pre-existing condition so I put myself and my son on a high deductible plan as I thought we were both fairly healthy. I also purchased critical care insurance which was supposed to provide me with funds if any of us were in an accident or were diagnosed with any critical illness but the insurance company has informed me that my son will only receive a partial benefit as we opted for surveillance as opposed to chemotherapy after the surgery was performed to remove the tumor. I am looking at an additional $10,000 in bills annually for the next six years. There is no way I will be able to afford the additional $60,000 of debt I will be acquiring as we are underwater in our home and I have no equity to pull out to pay this bill. I am also losing hours at work as it has been necessary for me to take time off of for my son's illness and now he's depressed so I will be missing even more time to take him to his therapy appointments. I am an extremely hard worker and I would be willing to work a second job if anyone is aware of something I can do from home between 7:00 pm and 11:00 pm. I would appreciate any honest opportunity to make some additional money. Thank you.
